Billie
Looking for the best BNPL payment solution for B2B commerce to support your business goals? Billie offers “Buy Now, Pay Later” payment options that help online businesses increase sales and improve checkout experiences while transferring credit and fraud risk away from merchants.
Talk to us about whether Billie is the right fit for your business.
About Billie
Billie is a Berlin‑based fintech platform that provides Buy Now, Pay Later (BNPL) payment solutions tailored specifically for business‑to‑business (B2B) commerce. It enables merchants to offer flexible payment terms at checkout — including payment by invoice with deferred settlement — while automating customer verification and credit checks in real time. Billie assumes credit and fraud risk for transactions, giving merchants certainty of payment after shipment of goods or services.
Billie’s services are designed for B2B online stores, marketplaces, and other sellers who want to offer modern, flexible payment experiences to business buyers. Through integrations with major fintech platforms such as Stripe, Klarna, Adyen, Mollie, and others, Billie helps merchants embed BNPL options directly into their checkout flow or wider omnichannel payment stack.
Why businesses choose Billie
Billie is selected by businesses that require a flexible, risk‑managed BNPL payment method for their B2B customers. It supports:
- Deferred payment by invoice with flexible terms (e.g., up to 120 days offered via some integrations) that appeal to business buyers.
- Real‑time buyer verification and instant credit decisioning to streamline checkout without manual review.
- Full credit and fraud risk protection so merchants receive payment upfront while Billie assumes the risk.
- High purchase limits tailored for business sizes and order values, accommodating larger B2B transactions.
- Integration with leading payment platforms such as Stripe, Klarna, and Adyen, enabling seamless technical adoption.
These capabilities allow businesses to improve checkout conversion, attract and retain business buyers, enhance customer loyalty, and reduce administrative burden associated with credit assessments and collections.
Notable merchants: Billie is used by thousands of merchants across Europe, with more than 1 million business buyers supported and over €3 billion processed in transaction volume.
Rixxo as your Billie implementation partner
We help businesses select the best BNPL platform based on their unique business needs, which are mapped against the Rixxo Impact Framework. Our structured platform selection discovery process is designed to evaluate how platforms like Billie align with operational, technical, and commercial requirements.
If Billie is identified as the best solution, we provide platform planning, integration consultancy, and strategic employee and customer adoption support to facilitate successful implementation.
Not sure if Billie is the best platform for your business?
Choosing the best BNPL platform isn’t about picking the biggest name, it’s about finding the one that fits your goals, systems, and growth plans.
Our Platform Selection service helps you cut through the noise with expert guidance, a proven framework, and a clear strategy.
FAQs
There is no single "best" platform, only the one that best fits your business needs, people, and processes. Traditional platform selection focuses on features rather than solving real business challenges. We take a needs-driven approach, ensuring that platform selection is based on how well it aligns with your workflows, goals, and growth strategy, not just on a checklist of features.
Our Platform Selection Service helps businesses like yours evaluate options using a data-driven, structured framework.
Choosing the best platform isn’t just about features; it’s about how well the platform aligns with your business needs, processes, and people. Many businesses fall into the trap of selecting a platform based on a feature checklist without considering how it integrates into their workflows or solves their specific challenges.
Our Platform Selection Service helps businesses evaluate their requirements, assess platform capabilities, and make informed decisions supporting long-term growth and efficiency.
Create your Terms & Privacy Policy in minutes
Running a B2B business comes with legal responsibilities. Our free tools help you quickly generate tailored Terms & Conditions and Privacy Policies
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Let’s choose the best platform for your B2B business
Ready to connect the dots in your digital ecosystem? Whether it’s simplifying your workflows, saving time, or setting up the perfect integration, we’re here to help.